10,000,000 ANNUAL VICTIMS makes identity theft the nation’s fastest-growing
crime. The Federal Trade Commission estimates that 1 in every 4 Americans will be
impacted by identity theft at some point in their lifetime.
TRUE COST OF IDENTITY THEFT occurs after the crime, in terms of
lost time (business and pleasure), expenses and emotional stress. Reclaiming your
identity can be a bureaucratic and administrative nightmare. On average, victims
devote hundreds of hours to clear up or reclaim their identity. Nearly one-half
of all victims miss time from work.
IDENTITY THEFT PROTECTION through the National Small Business Travel
& Health Association (NSBTHA) can help provide protection should you become a victim.
The program, underwritten by AIG, one of the world’s leading insurers provides the
following services and benefits:
- Up to $25,000 in benefits to pay for loss resulting from theft of an insured’s personal
identification, social security number, or other method of identifying an insured
which has or could reasonably result in the wrongful use of such information, including
identity theft arising out of an insured’s use of the Internet;
- Lost wages of up to $1,000/week up to 5 weeks;
- Direct physical damage to an insured's computer hardware including damage resulting
from a computer virus attack;
- Legal and Criminal Defense fees and expenses for an attorney to (i) defend any civil
suit brought by a creditor; and (ii) remove any civil judgment wrongfully entered;
- Reasonable and necessary costs for re-filing applications for loans, grants or other
credit instruments that are rejected as a result of a stolen identity event;
- Reasonable costs incurred for notarizing affidavits, long distance telephone tolls
and postage to report, amend or rectify records;
- Reasonable costs for up to six (6) credit reports from established bureaus within
12 months of a stolen identity event.
- 24/7 Emergency Travel Assistance Services:
- Emergency Travel Arrangements
- Lost Passport/Travel Documents Assistance
- Lost Luggage Assistance
- Embassy or Consulate Referral
- Emergency Message Relay
- Emergency Prescription Replacement
- Medical Referral
- 24-Hour Medical Monitoring
- Emergency Cash Transfer Assistance
- Legal Referral
- Emergency Translations
| 2 Program Options |
ID Theft Basic Single Annual |
ID Theft Basic Family Annual |
| Total Program Cost |
$9.60 |
$16.00 |